NemKonto

NemKonto (the Danish National Account Register​) makes it easier for public authorities to make payments to both citizens and companies, in an easy and secure way.

A NemKonto is a normal bank account that a citizen or a company already has, and is then assigned as a NemKonto. All payments from public institutions in Denmark are transferred directly to this account.

All citizens over the age of 18 are obligated to have a NemKonto. The solution is part of law 1203, adopted on December 27, 2003. On July 1, 2006, the law was extended to include companies.

Go to the law about public payments on retsinformation.dk (in Danish)

NemKonto makes it both easier and safer for public authorities in Denmark to make payments. The NemKonto System makes the payment to the users person registration number (CPR-number), meaning that each individual authority does not have to know the bank details, thereby making the system more secure. It also means that citizens do not have to contact several different authorities if they change bank accounts. Citizens simply get the new account assigned as their NemKonto, and payments will automatically be deposited to the new account.

For companies, the payments are made to a company’s identification number in the Danish Central Business Register (CVR-number) for the same reasons.

Users can check their NemKonto at the self-service at the website for the National Account Register. Users, excluding companies, can also change their NemKonto on the self-service. You access the self-service with MitID (the Danish National eID).

Visit the website for the National Account Register at nemkonto.dk

Read more about MitID (the Danish National eID)

The company KMD is the supplier behind the system, and aids authorities in technical support. The Agency for Digital Government is the responsible authority, system owner and data controller for NemKonto. The Agency for Digital Government work with KMD and other suppliers, and handles problems that go beyond common support.

The Danish Business Authority (Erhvervsstyrelsen) handles NemKonto Support, where both citizens, companies and authorities can write in or call for assistance.

The website for the National Account Register holds more information about NemKonto. The site includes instructions and further guides regarding the solution.

Visit the website for the National Account Register at nemkonto.dk

NemKonto in numbers

5.7 million NemKonto accounts are citizen related.

728,000 NemKonto accounts are company related.

Number of payments

7.8

million payments were made with NemKonto in December 2021

97.9

million payments were made with NemKonto in 2021