The National Account Register (in Danish NemKonto) carries out more than 100 million payments from private and public authorities on an annual basis. The Division for the National Account Register ensures a smooth and secure process, as well as the continuous improvement of the system.
The purpose of the division is to ensure that people and companies receive payments easily and safe.
Every person with a Danish personal registration number (CPR-number) must have a National Account (in Danish NemKonto) to receive public payments. This also applies to companies (by their CVR- or SE-number). The National Account Register connects these identification numbers to the specific account information for each National Account. Requests to make a specific payment can thereby take place through the CPR-number. The National Account Register is also capable of detaining payments in case of debt to public authorities.
These structures ensures a smooth, efficient and safe payment system. The financial sector pays several hundred billion kroner through the system every year.
The division is currently developing a new National Account Register, which will replace the current system in a few years.
Technological development enables us to build a more flexible and adaptable system, which will be better suited to handle further developing accordingly with future needs. Furthermore, it is important because of the need to handle a large amount of technical debt and to improve our abilities to prevent and handle fraud.
About 5.6 million people in Denmark use their National Account every month to receive their income. Despite of this, most people consider the system invisible. We strive for people not to take notice of the replacement of the infrastructure in their everyday life, and still improve the quality and possibilities in the backend.